Hard limits vs soft rules
Only the loss limits (and serious violations such as bots or holding through a news release on paid accounts) end an account. The consistency rule and the minimum trading days never fail an account: they only decide when you can pass.
How to never get there
Risk 0.5% to 1% per trade, set a personal daily stop at half of the daily loss limit and turn on the optional protections: they can block any order that would breach today’s limit.