Key differences: FTMO vs The5ers
We compare each firm's flagship plan: FTMO FTMO Challenge 2-Step and The5ers High Stakes. The percentages are the same at any account size.
- Target: both ask for 15% in total (10% + 5% vs 10% + 5%).
- Daily loss: the same 5% at both, though each measures it its own way (5% of the initial capital, reset daily at 00:00 CE(S)T / 5%).
- Max loss: 10% at both (10% static / 10%).
- Minimum days: The5ers requires fewer (3 profitable days) than FTMO (4 days).
- Split: 80% base at both. FTMO: 80%, 90% with the Scaling Plan or Premium Programme. The5ers: 80%, rising towards 100% as the account scales.
Which is easier to pass, FTMO vs The5ers?
On paper they are level: both give 0.67% of max loss for every 1% of target.
This is a reading of the published rules, not a pass-rate statistic: how drawdown is measured, news rules and your own style matter as much as the percentages.
Who each one fits
FTMO fits better if you trade on MT4, MT5, cTrader, TradingView.
The5ers fits better if you trade on MT5.
A third option: Axora Funded
If you are comparing FTMO vs The5ers, look at Axora Funded too: 2-Step Challenge with a 10% + 5% target, 4% daily loss, 8% static max loss and a 90% split, from $39 one-time. Payouts in USDT or USDC with no KYC, and a free $100,000 trial with no card.
How we made this comparison
We read each firm's terms on its official website on 18 October 2026 (links above). Where a value was not on those pages we mark it "—" instead of guessing. Axora Funded terms load live from our catalogue. Prop firms change their rules often: always confirm on the official website before buying.
Axora Funded is not affiliated with FTMO or The5ers. Trademarks belong to their owners.